insurance Archives - SmartChoiceMD

Diet Labs – Diet Testing for Your Best Body

January 27, 2016 January 27, 2016

Lately, scientific breakthroughs in understanding the unique differences in a person’s genetic makeup and metabolism have made visiting diet labs increasingly popular. In a recent paper published by researchers at the University of Tennessee in the journal Obesity, a number of genetic markers that influence weight loss were identified. It is believed that, in the near future, DNA samples and sensors similar to today’s FitBit and other lifestyle tracking devices will allow doctors to customize a special diet plan unique for the individual.

Healthcare

Commercial and Government Health Insurance

November 13, 2015 November 16, 2015

With all the recent changes in the law, it can sometimes be difficult understanding the exact difference between government insurance and commercial insurance. In short, government insurance usually refers to a variety of different plans (including those that are regulated by the government in a kind of market, while commercial insurance refers to plans that are sold by for-profit companies that are free from such regulations.

Healthcare

Understanding Health Insurance Coinsurance

November 11, 2015 November 12, 2015

If buying and comprehending health insurance weren’t complicated enough, many people today are also tasked with paying for and understanding coinsurance. Because the term can be confusing, we have prepared the following guide.

Healthcare

The Pros and Cons of a High Health Insurance Deductible Plan

November 9, 2015 November 13, 2015

When it comes to choosing health insurance plans, one of the most important things to consider is the deductible. With any insurance policy, a deductible is the amount you must pay out of pocket before the insurance provider will pay for anything. While not every insurance plan includes deductibles, more than 80% of them do, so knowing which one is right for you is important. Many insurance plans are categorized by having a low deductible, meaning you only pay a little before the insurer begins to play, or a high deductible, which can be quite substantial. But because the premiums (costs) of high deductible insurance plans are lower, it can be a wise choice for some people.

Healthcare

Understanding HMO, PPO and EPO

November 5, 2015 November 9, 2015

With so many acronyms flying around when it comes to describing health insurance, it’s easy to get confused. Below is a simple guide to what these acronyms stand for, and how you can better understand which type of plan is best for you.

Healthcare

Obamacare 2016: What you need to know about the Affordable Care Act

October 30, 2015 November 9, 2015

The Affordable Care Act, most commonly known as “Obamacare,” has a number of changes that will take place for the year 2016. Below is a complete guide to everything you will need to know about enrollment in the program: